In the ever-changing landscape of modern life, we often find ourselves making decisions that impact our finances, daily routines, and overall well-being. One such decision that many car owners face at some point is whether to cancel their car insurance policy. If you’re insured with Admiral and considering this option, it’s essential to understand the steps involved in the cancellation process.
To cancel your Admiral car insurance policy, simply give them a call and be prepared to pay a cancellation fee of £55, or £155 if you have a black box installed.
How To Cancel Admiral Car Insurance
Regardless of whether you’re inside or outside your 14-day cooling-off period, you’ll need to call Admiral Insurance.
The contact number to cancel your policy depends on the type of insurance you have. Find the appropriate number to contact on Admiral’s website.
Keep in mind that if you’re still in your 14-day cooling-off period, you will still have to pay the cost of setting up and canceling your policy.
It is important to note that Line is not related to canceling your Admiral insurance policy. Therefore, it is best to reach out to Admiral directly to cancel your policy.
Does Admiral Have A Cancellation Fee?
Admiral Insurance has a clear policy in place regarding charges and fees for cancelling car insurance, depending on whether the cancellation occurs within the first 14 days or after the initial cooling-off period.
Cancellation within 14 days
If you cancel your policy within the first 14 days, EUI Limited (the company behind Admiral Insurance) will charge you a fee to cover the costs of setting up and cancelling your policy. The charges vary depending on the type of product you have:
- Vehicle: £25
- Vehicle (LittleBox Pod): £25
- Vehicle (LittleBox / Safe Driver) – if the unit has been installed: £125
- Vehicle (Plug & Drive) – £75 (£50 will be refunded if the unit is returned within 30 days of cancellation)
- Home: £25
If you have multiple products, Admiral will charge the highest cancellation fee from the list above.
Cancellation after 14 days
After the 14-day cooling-off period, cancellation charges still apply but are slightly higher. These fees cover the costs of setting up and cancelling your policy, as well as the time on cover. If you’ve made a claim, the full price for the year will be charged. The charges are as follows:
- Vehicle: £60.00
- Vehicle (LittleBox Pod): £77.00
- Vehicle (LittleBox / Safe Driver) – if the unit has been installed: £160.00
- Vehicle (Plug & Drive) – £110.00 (£50.00 will be refunded if the unit is returned within 30 days of cancellation)
- Home: £39.50
Additionally, there is a £5 charge if you’ve purchased any motor policy upgrades. To cancel your insurance, simply contact Admiral and discuss the specific details related to your policy and cancellation fees.
About The Subscription Fee Of Admiral
Admiral is a popular insurance company that offers a range of car insurance policies to its customers. The company offers competitive rates and strives to provide excellent customer service. In order to access Admiral’s insurance policies, customers must pay a subscription fee.
The subscription fee for Admiral’s car insurance policies varies depending on the type of policy customers choose. Customers can choose from a range of policy options, including comprehensive, third-party fire and theft, and third-party only policies. The subscription fee for each policy option varies, but customers can expect to pay anywhere from £200 to £500 per year.
Comprehensive policies: The subscription fee for a comprehensive car insurance policy from Admiral can range from £200 to £500 per year. These policies provide customers with the most comprehensive coverage, including coverage for damage to their own car, liability for damage to other people’s cars, and more
Third-party fire and theft policies: The subscription fee for a third-party fire and theft policy from Admiral can range from £150 to £400 per year. These policies provide customers with coverage for damage to other people’s cars as well as coverage for theft and fire.
Third-party only policies: The subscription fee for a third-party only policy from Admiral can range from £100 to £300 per year. These policies provide customers with liability coverage for damage to other people’s cars but do not provide coverage for damage to their own car.
Overall, Admiral’s car insurance policies are competitively priced and offer a range of coverage options to suit customers’ needs. However, customers should be prepared to pay a subscription fee in order to access Admiral’s policies. It’s important for customers to carefully review their policy options and subscription fees before making a decision to purchase car insurance from Admiral.
Consider Alternatives Of Admiral
When it comes to car insurance, Admiral is one of the most popular choices in the UK. However, it’s important to consider alternatives to make sure you’re getting the best deal for your specific needs. Here are some options:
- Aviva: Aviva offers a range of car insurance options, including comprehensive, third-party fire and theft, and third-party only. They also offer a variety of add-ons, such as breakdown cover and legal expenses. Plus, if you have an Aviva home or life insurance policy, you may be eligible for a discount on your car insurance.
- Direct Line: Direct Line offers a “guaranteed hire car” add-on, which provides you with a hire car if your vehicle is off the road due to an accident or theft. They also offer a range of other add-ons, including breakdown cover and legal expenses.
- LV=: LV= offers a “mutli-car” discount if you insure more than one car with them. They also offer a “guaranteed hire car” add-on, as well as a courtesy car if your car is being repaired at an LV= approved repairer.
- M&S Bank: M&S Bank offers a range of car insurance options, with optional extras such as motor legal protection and excess protection. They also offer a multi-car discount, and if you have an M&S Bank premium current account, you may be eligible for a discount on your car insurance.
It’s important to compare the benefits and costs of different insurers to make sure you’re getting the best deal for your needs. Consider things like the level of cover, any additional extras, any discounts or savings, and the customer service and claims process of the insurer.